WE SHIP NATIONWIDE • FREE U.S. SHIPPING • GOLD PURITY TESTED • CASH OR RENT-TO-OWN • ENGLISH & ESPAÑOL AUTHENTICITY FIRSTEvery listed piece is tested
WE SHIP NATIONWIDE • FREE U.S. SHIPPING • GOLD PURITY TESTED • CASH OR RENT-TO-OWN • ENGLISH & ESPAÑOL
RENT-TO-OWN JEWELRY
Rent-to-Own Gold, Silver & Sterling Silver Jewelry
Wear it now. Own it over time.
BORAGOLD specializes in Rent-to-Own jewelry for women and men. Choose your favorite piece with weekly or biweekly rental payments over 6 or 8 months. Apply online and, if approved, sign your agreement and make your initial payment before your jewelry ships. Complete your agreement to make it yours.
Approval required. Rent-to-Own costs more than the cash price. Ownership transfers after all agreement requirements are completed.
Gold tested Prices shown upfront Bilingual service
TWO WAYS TO OWNCash price or rent to own
PERSONAL SERVICEDirect help from BoraGold
AVAILABLE COLLECTION
Choose your piece and payment path
Browse current inventory in our live shop.
JEWELRY ALERTS
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KNOW BEFORE YOU CHOOSE
Clear terms matter
Before choosing Cash or Rent-to-Own, understand your options, costs, and responsibilities.
Cash Purchase
Pay the listed cash price plus applicable taxes and charges, if any. Once payment is completed and your jewelry is delivered, the purchase is complete. Cash costs less than completing the full Rent-to-Own schedule.
Flexible Rent-to-Own
Eligible customers can obtain jewelry with scheduled payments. Available plans have a 6- or 8-month term, weekly or biweekly payments, an initial payment, and an applicable processing fee. Completing the full term costs more than cash.
Before signing, review your initial payment, frequency, number and amount of payments, fee, applicable taxes and charges, and total cost to own. Ownership transfers after all required payments and other applicable requirements in your signed agreement are completed.
Learn how Rent-to-Own worksComplete Your Purchase Earlier
Eligible customers may use an Early Purchase Option to complete their purchase sooner and save compared with continuing all remaining scheduled payments. View your current amount and available savings securely in your Customer Portal. Availability, amounts, and savings depend on your agreement.
Simple Application & Verification
Applying does not guarantee approval or reserve merchandise. BORAGOLD may request application information, proof of income and residence, one personal reference, and secure identity verification. Completing identity verification does not guarantee approval.
If approved, review your agreement, payment schedule, disclosures, and total cost before signing.
Start Rent-to-Own applicationManage Everything in One Place
Approved customers receive secure Customer Portal access. Depending on your account and agreement, review your agreement, schedule, payments, receipts, AutoPay, Early Purchase options, eligible rescheduling, orders, delivery and tracking when available, notifications, and support conversations. Use the portal as your primary secure account hub.
Review Before You Agree
Your agreement provides your payment schedule, amounts, fees, total cost, ownership terms, and other required disclosures. Take time to review it before signing and contact BORAGOLD with questions.
Contact BORAGOLD SupportHow Rent-to-Own works
Choose jewelry
Browse the catalog and compare the cash price with the Rent-to-Own total before deciding. Every piece shows its karat, weight, size, and materials.
Apply
Complete the secure application in about 3 minutes and upload any requested documents. You have no obligation until you sign an agreement.
Complete verification
We verify your identity and review your application. Completing verification does not guarantee approval.
Review and sign your agreement
If approved, carefully review your payment schedule, initial payment, and disclosures, then sign electronically. Your signed agreement is saved in your account.
Make the initial payment
Pay the initial payment plus the processing fee to activate your agreement and begin fulfillment.
Receive your jewelry
Your jewelry ships after the initial payment is verified, with tracking you can follow. Free U.S. shipping; delivery takes 3–7 business days.
Make scheduled payments
Pay weekly or biweekly over 6 or 8 months. Your Customer Portal shows your schedule, payment history, receipts, and documents, and lets you message support.
Early purchase option
If eligible under your agreement, pay the remaining balance early and finish sooner.
Own it
Once every required payment and requirement under your signed agreement is completed, ownership of the jewelry transfers to you.
CUSTOMER REVIEWS
Share your BORAGOLD experience
Product and company reviews are moderated before publication. Approved customer reviews will appear here. BORAGOLD does not label a review as a Verified Purchase unless the purchase is confirmed from a genuine order record.
CONTACT US
We’re here to help.
Ask us about jewelry, an order, an application, payments, delivery, accessibility, or your privacy choices. Include an order or application number when relevant; do not send payment-card details.
SEND A MESSAGE
How can we help?
Send us a note and our team will get back to you.